Your account
Give accurate information and keep your sign-in details private. You are responsible for activity carried out through your account, unless you tell us promptly about unauthorised access.
Website terms
Terms and Conditions
Please read these terms carefully. They set out the rules for using D&B Langford Money's website and personal finance tools.
Effective date: [DATE]
England and Wales
01 / AGREEMENT
Welcome to D&B Langford Money
These Terms and Conditions govern your access to the D&B Langford Money website, account areas, and personal finance tools. They apply to visitors, account holders, and anyone using information produced by the service.
By browsing the website, creating an account, or using a tool, you confirm that you have read and accepted these terms. If you do not agree, please stop using the service.
D&B Langford Money is based in Vale of White Horse, Oxfordshire. These terms are written for users in the United Kingdom and take effect on [DATE].
02 / YOUR USE
Acceptable use
Use the service honestly and lawfully. Simple rules keep personal finance information safer for everyone.
Respectful access
Do not probe, damage, overload, copy, or interfere with the website. Do not use it for illegal activity, fraud, harassment, or attempts to access another person's account.
Connected data
Only connect accounts or data sources you are authorised to use. Check permissions before connecting a provider and review imported transactions for errors.
AI-generated insights
AI suggestions are produced from the information available to the service at the time. Read them critically, check the figures, and decide what fits your circumstances.
03 / KNOW THE LIMITS
Service limitations
The tools help you organise information and explore possibilities. They do not replace your judgement.
D&B Langford Money does not provide regulated financial advice, personal investment recommendations, tax advice, or legal advice.
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Information can be incomplete
Forecasts and categories depend on the data supplied or connected. Review dates, amounts, recurring payments, and assumptions before acting.
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Results are not guaranteed
Budgets, savings estimates, and projections may change as your income, spending, interest rates, or goals change.
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Availability may vary
The website, connected data services, or individual features may be paused for maintenance, technical reasons, or changes outside our control.
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Check before you decide
For investment, borrowing, tax, or other regulated decisions, speak with an appropriately qualified professional.
04 / RESPONSIBILITY
Liability and governing law
Using information from the service
You remain responsible for decisions made using the website or its tools. To the extent permitted by law, D&B Langford Money is not responsible for loss caused by inaccurate user data, an interrupted connection, third-party services, or reliance on an AI-generated suggestion.
Your responsibility to us
You agree to cover reasonable losses, claims, and costs that arise from your unlawful use of the service, your breach of these terms, or your misuse of another person's data.
Law and disputes
These terms are governed by the law of England and Wales. The courts of England and Wales will have jurisdiction, subject to any rights you have under mandatory consumer protection law.
05 / QUESTIONS
Questions about these terms?
Contact D&B Langford Money before you use a feature if anything is unclear. We will help you find the right information.
Registered business details
[REGISTERED BUSINESS NAME]
[REGISTERED NUMBER]
[REGISTERED OFFICE ADDRESS]
Support contact
[email protected]
Warborough Road
Vale of White Horse, Oxfordshire, OX12 9LE
We are here to help.
These terms should be reviewed against your current business structure and legal requirements before publication.